Loyal American Medicare Supplement Insurance

A Medigap plan from Loyal American will help cover the rising health care costs not covered by Original Medicare alone. With the right Medicare Supplement plan, you can have all of your extra costs covered, such as your deductibles, co-insurance and co-pays. With this “gap” coverage (which is why it also called “Medigap” insurance), your share of costs could be very high and unpredictable.

A Medicare Supplement pays for costs that would not be covered by Medicare alone. In addition to your Medicare Part B premium, you will have other deductibles and co-insurance as well as co-pays. A Medicare Supplement from Loyal American Life will help you pay for some or all of these extra costs.

Loyal American Medicare Supplement Frequently Asked Questions

Q. Does a Loyal American Medicare Supplement pay for my prescription medications?
A. No. To get help with the costs of your medicines, you will need to sign up for a Part D, Prescription Drug Plan. Prescription Drug Plans are separate policies issued by private insurance companies, although they are regulated by Medicare.

Q. Will I have to use a network (such as an HMO) when I use my Loyal American Medicare Supplement?
A. Not at all. A Medicare Supplement policy allows you to see any health care provider that accepts original Medicare, anywhere in the U.S.

Q. If I get a Medicare Supplement from Loyal American, will my doctor bill me?
A. No. With a Medicare Supplement, your doctor will work with Medicare and with your Medicare Supplemental company.

Q. Will My Rates Go Up with a Loyal American Medigap Plan?
A. All insurance companies raise their rates. Some insurance companies raise their rates more than others. This is why it may be in your best interest to compare different plans. To compare companies or plans, simply call us and we can help you with the most suitable plan for your individual situation.

Q. Which Loyal American Medicare Supplement Insurance Plan is the most comprehensive?
A. The Plan F is the most comprehensive Medicare Supplement available. The Plan F pays for all of your deductibles, co-pays and co-insurance.

Call us today to get an immediate rate quote for a Loyal American Medicare Supplement. With our brokerage, you will never get pressured into buying anything and we can help you compare rates and understand all of your options.